This post is probably too late to answer any of Tom's concerns, but I'm pretty sure it will provide insight for a few others. I've been procrastinating over rewiring my primary DC electrics for the last couple of years and have finally run out of sideline projects to divert my attention. Kind of ironic as I'm a degreed electrical engineer. Nevertheless I constantly encounter the same dilemma Tom mentions, contradadictory information from various sources, lack of information on fully integrated systems, incomplete tracing of existing circuitry, etc. Some of the sticky points for me are the desired degree of isolation between engine start battery and house bank, I'm leaning toward the old fashioned method of a 1 2 Both switch not because I dislike the convenience of battery combiners/isolators but it seems that troubleshooting, when necessary, would be simpler without them. Also, do I tie my wind gen and multiple solar power outputs to a terminal block or follow the manufacturers recommendation and go right to the battery post. Along with the remote sensing from the Xantrex Tru-charge and a battery temp sensor or two it's going to get pretty crowded down there. Other questions concerning externally regulated alternators and lightning/bonding/SSB grounding come to mind as well. Finally, getting to my point, I found a link today that led me to more than one answer although it may have generated some new questions.
http://www.midcoast.com/~aft/index2.html
From the homepage there is a link at the left for Schematics. Several different boats(most larger than ours) and systems, enough to get the general flavor and makeup of modern, professionally designed, integrated marine electrical layouts.
By the way, I did find Jack Webb's schematic on the Perkins 4-108 wiring which I found to be most helpful, thanks Jack.
scott