Ahoy James,
A 105% headsail on a furler is way too big on a W-32. That calculates to about 392 sq ft. and is a genoa. Kern Ferguson popularized the term "Super Yankee" for a 350 sq ft sail. This is about 93%. This was a good sail in Southern California with their relatively light winds. A Yankee of about 306 sq ft is about a 82%. This is my choice for a Yankee and a better choice for SF bay and many other places. The original Yankee for the W-32 was 254 sq ft. About a 68% sail. The term "Working Jib" on a W-32 refers to a 177 sq ft jib that is 8 ft short of full hoist. It is about a 47% jib and is the head sail that I use on my furler almost all of the time.
Head sail costs are based on square footage and cloth weight. A 105% sail is too big and therefore $2300 is too much.
I will never advocate having only one headsail, but if I did, it would be a Yankee of about 305 sq ft. The 2nd sail would be about a 525 sq ft nylon drifter. The 3rd sail would be a Working Jib of about 177 sq ft.
One example to clarify sail choices: A Super Yankee would be a good sail for sailing to Hawaii most of the distance. But the small working jib is what you would want up coming home.
Please note: The above is only one persons opinion and there are Many persons.
Good Luck, Let us know what you do. Most of us won't laugh.
