Came across an interesting article on a Westsail named Gulliver, in Wellington NZ being used as a livaboard.

https://www.stuff.co.nz/life-style/homed/housing-affordability/124203156/couple-escape-wellingtons-escalating-rent-prices-by-setting-up-home-on-a-boat

Owner says he bought the boat for $5,000 without sails, and put $3,000 into it.